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Gambling Glossary





 Blackjack `s objective is to draw cards totaling closer to 21 than
the dealer draws without going over 21. The cards are dealt clockwise.
Each player is dealt two cards, face up; the dealer takes two cards,
one face up and one face down. Cards 2, 3, 4, 5, 6, 7, 8, 9, 10 count at
face value. Picture cards (Jack, Queen, King) count as ten. Aces count
as one or eleven, whichever is to the Player's advantage, e.g.,
Ace + 8 = 9, or Ace + 8 = 19.

      If you receive an Ace and a Ten value card as your first two cards,
you have Blackjack. The Dealer will announce Blackjack, pay you
one and one-half times the bet, then remove those cards before acting
on any other hands. However, if the Dealers face up card is an
Ace or Ten value card, he will act on all hands. If he has Blackjack,
the hand will be a Push (Tie). You neither win nor lose. If the Dealer
makes 21 with 3 or more cards, the Players Blackjack wins.

      If you do not have Blackjack on your first two cards, you may decide
to stand (draw no more cards), or hit (draw more cards) until you decide
to stand. If your card count goes over 21, you lose. In the event that the Dealer has Blackjack, a Players 21 will lose. The Dealer must always hit
on 16 and stand on 17. If the Dealer goes over 21, he must pay all
hands remaining on the table.

Doubling Down

After you are dealt your first two cards, unless you have a point
total of 21, you may decide to double down. In this case, you can
increase your bet by an amount up to your original bet.
You will then be dealt only one more card.

Splitting Pairs

If your first two cards have the same point value, (10, Jack, Queen,
King they do not have to be matched pairs), you may split them and
form two separate hands by wagering an amount equal to the original bet. Each hand will be played and completed in turn. You may draw as many cards as you like on each split hand, with the exception of splitting Aces.
If you split Aces, only one card will be dealt to each Ace. You may also double down on split hands. You may split pairs twice (for a total of three hands) on a seven player table and split pairs three times
(for a total number of four hands) on a six player table.
If you split Aces, only one card will be dealt to each Ace.
If a Ten value card is dealt to either Ace,
the hand is counted as 21, not Black jack.

Insurance

If the Dealers up card is an Ace, he will announce insurance.
You may make an insurance bet before any other Player receives a
third card. This involves placing a separate bet, of up to one-half of your original bet, in front of your original bet. The insurance bet is entirely separate from the original bet. If the Dealer has Blackjack, you will be
paid two to one on the insurance bet. If the Dealer does not have
Black jack, you will lose the insurance bet.

BlackJack

In the event that the Dealer has Black jack, the Player can only lose his original wager; split and double down bets are returned to the Player.
In the event that the Player has Black jack and the Dealer does not
have an Ace or Ten value card as the first face up card,
the Dealer shall pay the Player's Black jack wager at
odds of 3 to 2 and remove the Player's cards prior to any
Players receiving a third card. If the Dealers face up card is an
Ace or Ten value card, all Players hands shall be acted upon.



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